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Understanding Banks: An Insider's View - Recording
$79.00
Member price: $55.00
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In today’s competitive construction environment, ensuring that you have sufficient credit capacity and working capital is paramount to your company’s success. But, what are banks looking for from Borrowers in the EandC Industry today…and how do you keep your lending relationship positive in today’s environment?
Learning Objectives
- Evaluate current national contractor lending environment. _x000D_ -Historical and Forecasted Economic Information _x000D_ -Statistical data on reportable national lending activity_x000D_ -ESOPs
- Understand what banks are looking for from borrowers and Identifying the key factors a business should ensure are in place._x000D_ -Financial and reporting_x000D_ -History and cycles_x000D_ -Liquidity_x000D_ -WIP analysis
- Evaluate how size and diversification impacts a bank's risk profile, structure of facilities and terms they may entertain in lending._x000D_ -Short Term/Long Term Debt_x000D_ -Covenants and Structure_x000D_ -Geographical and Capability
- "Explain a bank's perspective on the differences between short and long term debt; matching purpose to credit facility, covenants, historical performance and conditions. _x000D_ -M&A, Owner transition and capital expenditures_x000D_ -Funding the working capital gap credit lines"
- Hear BMO's construction industry outlook, trends, and market conditions from the perspective of a portfolio manager overseeing a large national portfolio solely made up of contractors._x000D_ -Updates on Federal Funding & Legislation_x000D_ -Review of national indicators and trends that impact the industry
Course Length
The estimated time to complete the course is approximately 75 minutes, depending on the pace of the learner.